Michigan Bankruptcy Filing Information

Detroit Chapter 7 and Chapter 13 Consumer Bankruptcy Filings

Michigan Credit Card Debt Attorney
 I, Walter Metzen, will provide, free of charge as part of your free initial Bankruptcy Analysis, a means test calculation to determine if you are eligible for Chapter 7 Bankruptcy.  Michigan Credit Card Debt Lawyer. Nearly 90% of the people who walk through my door are eligible to file a Chapter 7 Bankruptcy in Michigan and get a permanent discharge of their debt. With Chapter 13 Bankruptcy in Michigan, we can develop and affordable repayment plan to fit every budget.
 

 Contact me, Michigan bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

Choosing a Bankruptcy Lawyer in Michigan

Solving Your Credit Problems Michigan Credit Card Debt Lawyer

 

Bankruptcy/Legal Dictionary

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  • Fair market value

    The hypothetical most probable price that could be obtained for a property by average, informed purchasers.
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  • Family Law

    the area of law dealing with family relations including divorce, adoption, paternity, custody, and support.
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  • FCR

    Federal Case Registry of Child Support Orders
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  • Federal Income Tax Offset Program

    a program under the Federal Office of Child Support Enforcement which makes available to State CSE Agencies a route for securing the tax refund of parents who have been certified as owing substantial amounts of child support.
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  • Federal Parent Locator Service (FPLS)

    a service operated by the Federal Office of Child Support Enforcement to help the States locate parents in order to obtain child support payments; also used in cases of parental kidnapping related to custody and visitation determinations; FPLS obtains address and employer information from Federal agencies
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  • Federally-Assisted Foster Care

    a program, funded in part by the Federal government, under which a child is raised in a household by someone other than his or her own parent
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  • Fee simple

    The most extensive tenure allowed under the feudal system allowing the tenant to sell or convey by will or be transfer to a heir if the owner dies intestate. In modern law, almost all land is held in fee simple and this is as close as one can get to absolute ownership in common law.
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  • Fee tail

    A form of tenure under the feudal system that could only be transferred to a lineal descendant. If there were no lineal descendants upon the death of the tenant, the land reverted back to the lord.
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  • FEIN

    Federal Employer Identification Number
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  • Felony

    A serious crime for which the punishment is prison for more than a year or death. Crimes of less gravity are called misdemeanours. This term is no longer used in England or other Commonwealth countries but remains a major distinction in the United States. Historically, in England, the term referred to crimes for which the punishment was the loss of land, life or a limb.
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  • Fen-Phen Law

    the legal area focusing on those persons harmed or injured by the use of Fen - Phen. Fenfluramine ("fen") and phentermine ("phen") are prescription medications that have been approved by the FDA for many years as appetite suppressants for the short-term management of obesity. Some physicians have prescribed fenfluramine in combination with phentermine, often for extended periods of time, for use in weight loss programs. The cluster of unusual cases of valve disease in Fen-Phen users suggested that there might be an association between Fen-Phen use and valve disease.
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  • Fen-Phen Law

    the legal area focusing on those persons harmed or injured by the use of Fen - Phen. Fenfluramine ("fen") and phentermine ("phen") are prescription medications that have been approved by the FDA for many years as appetite suppressants for the short-term management of obesity. Some physicians have prescribed fenfluramine in combination with phentermine, often for extended periods of time, for use in weight loss programs. The cluster of unusual cases of valve disease in Fen-Phen users suggested that there might be an association between Fen-Phen use and valve disease.
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  • Feudal system

    A social structure that existed throughout much of Europe between 800 and 1400 and that revolved around a multi-level hierarchy between lords (who held land granted under tenure from the king), and their tenants (also called "vassals").Tenants would lease land from the lord in exchange for loyalty and goods or services, such as military assistance or money. In exchange, the tenant would be protected from attack.
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  • FFCCSOA

    Full Faith and Credit for Child Support Orders Act
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  • Fiduciary

    Normally, the term is synonymous to a trustee, which is the classic form of a fiduciary relationship. A fiduciary has rights and powers which would normally belong to another person. The fiduciary holds those rights which he or she must exercise to the benefit of the beneficiary. A fiduciary must not allow any conflict of interest to infect their duties towards the beneficiary and must exercise a high standard of care in protecting or promoting the interests of the beneficiary. Fiduciary responsibilities exist for persons other than trustees such as between solicitor and client and principal and agent.
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  • Fieri facias

    A writ of fieri facias commands a sheriff to take and sell enough property from the person who lost the law suit, to pay the debt owed by the judgment.
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  • Finding

    a formal determination by a court, or administrative process that has legal standing
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  • FIPS

    Federal Information Processing Standards
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  • FMS

    Financial Management Service
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  • Force majeure

    French for an act of God; an inevitable, unpredictable act of nature, not dependent on an act of man. Used in insurance contracts to refer to acts of nature such as earthquakes or lightning.
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  • Foreclosure

    The technical meaning of the word is to wipe out a right of redemption on a property. Generally, this is what happens when someone does not pay their mortgage. Even though there has been no payments, the borrower retains a equitable right of redemption if, some day, he or she were able to find the money and try to exercise their right of redemption. To clear the title of this potential, a lender goes to court, demonstrates the default, requests that a date be set where the entire amount becomes payable after which, in the absence of payment, the lender is automatically relieved of the requirement to redeem the property back to the borrower; the debtor's right of redemption is said to be forever barred and foreclosed. This cancels all rights a borrower would have in the property and the property then belongs entirely to the lender, who is then free to possess or sell the property. The word is frequently used to generally refer to the lender's actions of repossessing and selling a property for default in mortgage payments.
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  • FPLS

    Federal Parent Locator Service
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  • Franchise Law

    the area of law revolving around the right or license that is granted to an individual or group to market a company's goods or services in a particular territory under the company's trademark, trade name, or service mark and that often involves the use of rules and procedures designed by the company and services and facilities provided by the company in return for fees, royalties, or other compensation.
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  • Fraud

    Deceitful conduct designed to manipulate another person to give something of value by (1) lying, (2) by repeating something that is or ought to have been known by the fraudulent party as false or suspect or (3) by concealing a fact from the other party which may have saved that party from being cheated. The existence of fraud will cause a court to void a contract and can give rise to criminal liability.
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  • Freehold

    A special right granting the full use of real estate for an indeterminate time. It differs from leasehold, which allows possession for a limited time. There are varieties of freehold such as fee simple and fee tail
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  • Freeholder

    A person who owns freehold property rights (i.e. in a piece of real estate; either land or a building).
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  • FSA

    Family Support Act
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  • Fugitive

    One who runs away to avoid arrest, prosecution or imprisonment. Many extradition laws also call the suspect a "fugitive" although, in that context, it does not necessarily mean that the suspect was trying to hide in the country from which extradition is being sought
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  • Full Faith and Credit

    doctrine under which a State must honor an order or judgment entered in another State
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  • Functus officio

    Latin: an officer or agency whose mandate has expired either because of the arrival of an expiry date or because an agency has accomplished the purpose for which it was created.
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  • Fungibles

    Goods which are comprised of many identical parts such as a bushel of grain or a barrel of apples or oil, and which can be easily replaced by other, identical goods. If the goods are sold by weight or number, this is a good sign that they are fungible.
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  • Furiosi nulla voluntas est

    A Latin expression that mentally impaired persons cannot validly sign a will.
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  • FVI

    Family Violence Indicator
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Bankruptcy Basics - For Cases Filed on or after October 17, 2005 (pdf)
Bankruptcy Basics - For Cases Filed before October 17, 2005 (pdf)

   
Contact me, Detroit bankruptcy lawyer Walter Metzen today to schedule your free initial consultation. I also offer clients flexible appointment times and same day appointments if necessary. Get in touch with me today to learn how filing bankruptcy may be beneficial for you and your family. Why should you hire a Board Certified Bankruptcy Specialist? Click Here. My office has handled over 10,000 bankruptcy cases in Michigan and will apply this experience to your case as well. My office prides itself on fast, detailed, personal service. There are many different aspects to a bankruptcy case. Some of the different aspects are listed on the links below for you to explore. If you have any questions while exploring this site or would like a free personal bankruptcy consultation, contact my office at (313) 962-4656 or toll free 888-777-FILE.

 

 Contact me, bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

 Be sure to Obtain a copy of your Credit Report after your Michigan Bankruptcy Filing and check it for Mistakes.

Contact me, bankruptcy attorney Walter Metzen to learn more about how the new Chapter 7 bankruptcy law may affect your case. I offer a free initial consultation so we can discuss your case personally.

Michigan Bankruptcy attorney Walter Metzen represents  bankruptcy clients throughout Michigan, including Alcona County, Alger County, Allegan County, Alpena County, Antrim County, Arenac County, Baraga County, Barry County, Bay County, Benzie County, Berrien County, Branch County, Calhoun County, CaSs County, Charlevoix County, Cheboyban County, Chippewa County, Claire County, Clinton County, Crawford County, Delta County, Dickinson County, Eaton County, Emmet County, Genesee County, Gladmin County, Gogebic County, Grand Traverse County, Gratiot county, Hillsdale County, Houghton County, Huron County, Ingham County, Ionia County, Iosco County, Iron County, Isabella County, Jackson County, Kalamazoo County, Kalkaska County, Kent County, Keweeenaw County, Lake, County, Lapeer County, Leelanau County, Lenawee County, Livingston County, Luce County, Mackinac County, Macomb County, Manistee County, Marquette County, Mason County, Mecosta County, Menominee County, Midland County, Missaukee County, Monroe County, Montcalm County, Montmorency County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Ontonagon County, Osceloa County, Oscoda County, Otsego County, Ottawa County, Presque Isle County, Roscommon County, Saginaw County, Saint Clair County, Saint Joseph, Sanilac County, Schoolcraft County, Shiawassee County, Tuscola County, Van Buren County, Washtenaw County, Wayne County, Wexford County.

 


 
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Walter Metzen,  Board Certified  Consumer Bankruptcy Lawyer in Detroit, Michigan


645 Griswold, Suite 3156
Penobscot Building
Detroit MI 48226
Map & Directions

Phone:(313) 962-4656
toll free(888) 777-FILE
toll free(800) 398-DEBT
Fax:(313) 962-4241
Email: 8884walter@sbcglobal.net
Michigan Board Certified Consumer Bankruptcy Specialist Walter Mezen, American Board of Certification American Bankruptcy Institute 313-962-4656 Toll Free: 888-777-FILE