Michigan Bankruptcy Counselor

Detroit Chapter 7 and Chapter 13 Consumer Bankruptcy Filings

Michigan Foreclosure Prevention Attorney
 I, Walter Metzen, will provide, free of charge as part of your free initial Bankruptcy Analysis, a means test calculation to determine if you are eligible for Chapter 7 Bankruptcy.  Michigan Credit Card Debt Lawyer. Nearly 90% of the people who walk through my door are eligible to file a Chapter 7 Bankruptcy in Michigan and get a permanent discharge of their debt. With Chapter 13 Bankruptcy in Michigan, we can develop and affordable repayment plan to fit every budget.
 

 Contact me, Michigan bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

Choosing a Bankruptcy Lawyer in Michigan

Solving Your Credit Problems Michigan Credit Card Debt Lawyer

 

Bankruptcy/Legal Dictionary

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  • IM

    Information Memorandum
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  • Immediate Wage Withholding

    automatic deductions from income which start as soon as the agreement for support is established (see wage withholding)
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  • Immigration Law

    the area of law dealing with persons who come into a country of which one is not a native for permanent residence.
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  • Immunity

    An exemption that a person (individual or corporate) enjoys from the normal operation of the law such as a legal duty or liability, either criminal or civil. For example, diplomats enjoy "diplomatic immunity" which means that they cannot be prosecuted for crimes committed during their tenure as diplomat. Another example of an immunity is where a witness agrees to testify only if the testimony cannot be used at some later date during a hearing against the witness.
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  • In limine

    Latin: at the beginning or on the threshold. A motion "in limine" is a motion that is tabled by one of the parties at the very beginning of the legal procedures.
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  • In pari delicto

    Latin: both parties are equally at fault. Actually, the usual use of this phrase is "in pari delicto, potior est conditio possidentis" which means that where both parties in a dispute are equally at wrong, the person in possession of the contested property will retain it (ie. the law will not intervene).
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  • In personam

    Latin: All legal rights are either in personam or in rem. An in personam right is a personal right attached to a specific person. In rem rights are property rights and enforceable against the entire world.
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  • In rem

    Latin: All legal rights are either in personam or in rem. In rem rights are proprietary in nature; related to the ownership of property and not based on any personal relationship, as is the case with in personam rights.
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  • Incorporeal

    Legal rights which are intangible such as copyrights or patents.
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  • Incorporeal hereditament

    An incorporeal right which is attached to property and which is inheritable. Easements and profits à prendre are examples of incorporeal hereditaments as are hereditary titles such as those common in the United Kingdom.
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  • Indefeasible

    A right or title in property that cannot be made void, defeated or canceled by any past event, error or omission in the title. For example, certificates of title issued under a Torrens land titles system is said to be "indefeasible" because the government warrants that no interest burdens the title other than those on the certificate. This makes long and expensive title searches unnecessary.
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  • Indictable offence

    An offence which, in Canada, is more serious than those which can proceed by summary conviction. This is the Canadian equivalent to the USA "felony". Murder and treason are examples of crimes committed in Canada which would be indictable offences. These crimes are usually tried by federally-appointed judges and carry heavy sentences.
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  • Indictment

    USA: a formal accusation returned by a Grand Jury, that charges a person with a serious crime. It is on the basis of an indictment that an accused person must stand trial.
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  • Infanticide

    Murder of an infant soon after its birth.
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  • Injunction

    A court order that prohibits a party from doing something (restrictive injunction) or compels them to do something (mandatory injunction).
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  • Insolvent

    A person not able to pay his or her debts as they become due. "Insolvency" is a prerequisite to bankruptcy.
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  • Insurance Law

    the area of law that deals with insurance and insurance carriers. Insurance can be defined as coverage by contract whereby for an agreed payment one party agrees to indemnify or guarantee another against loss by a specified contingency or loss.
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  • Intellectual Property Law

    the area of law dealing with an idea, invention, trade secret, process, program, data, formula, patent, copyright, or trademark or application, right, or registration (often times referred to as copyright, patent or trademark law)
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  • Intellectual Property/Technology

    a mechanism for resolving disputes that exists outside the state or federal judicial system specifically relating to an idea, invention, trade secret, process, program, data, formula, patent, copyright, or trademark or application, right, or registration (often times referred to as copyright, patent or trademark law). (see also arbitration and mediation).
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  • Inter alia

    Latin: "among other things", "for example" or "including". Legal drafters would use it to precede a list of examples or samples covered by a more general descriptive statement. Sometimes they use an inter alia list to make absolutely sure that users of the document understand that the general description covers a certain element (which was covered in the general description anyway) without, in any way, restricting the scope of the general element to include other things that were not singled out in the inter alia list.
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  • Inter partes

    Latin: between parties.
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  • Inter vivos

    Latin: from one living person to another living person. For example, an inter vivos trust is one which the settlor sets up to take effect while he or she is still alive. It can be contrasted with the testamentary trust, which is to take effect only upon the settlor's death. Another example is the sale of a life estate which can only occur between persons living; i.e. inter vivos.
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  • interim order

    A temporary court order; intended to be of limited duration, usually just until the court has had an opportunity of hearing the full case and make a final order
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  • Interlineation

    An addition of something to a document after it has been signed. Such additions are ignored unless they are initialed by the signatories and, if applicable, witnesses (eg. wills).
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  • Interlocutory

    Proceedings taken during the course of, and incidental to a trial. Examples include procedures or applications made which are to assist a case in preparing its case or of executing judgment once obtained (eg. garnishment or judicial sale). These decisions intervene after the start of a suit and decide some issue other than the final decision itself.
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  • Interlocutory injunction

    An injunction which lasts only until the end of the trial during which the injunction was sought.
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  • Interloper

    A person who, without legal right, runs a business (eg. without mandatory licenses), or who wrongfully interferes or intercepts another's business.
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  • International Law

    a group of laws, rules, or principles that are based on custom, treaties, or legislation and that control or affect the duties and rights of sovereign nations in relation to each other
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  • Internet Law

    the area of law that focuses on the Internet. The Internet is defined as an electronic communications network that connects computer networks and organizational computer facilities around the world.
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  • Intestate

    Dying without a will.
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  • Inure

    To take effect, to result; to come into operation.
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  • IRS

    Internal Revenue Service
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  • Islamic law

    The law according to the Muslim faith and as interpreted from the Koran. Islamic law is probably best known for deterrent punishment, which is the basis of the Islamic criminal system and the fact that there is no separation of church and state. Under Islamic law, the religion of Islam and the government are one. Islamic law is controlled, ruled and regulated by the Islamic religion. Islamic law purports to regulate all public and private behavior including personal hygiene, diet, sexual conduct, and child rearing. Islamic law now prevails in countries all over the middle east and elsewhere covering twenty per cent of the world's population.
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  • IV-A

    Title IV-A of the Social Security Act
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  • IV-E

    Title IV-E of the Social Security Act
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Bankruptcy Basics - For Cases Filed on or after October 17, 2005 (pdf)
Bankruptcy Basics - For Cases Filed before October 17, 2005 (pdf)

   
Contact me, Detroit bankruptcy lawyer Walter Metzen today to schedule your free initial consultation. I also offer clients flexible appointment times and same day appointments if necessary. Get in touch with me today to learn how filing bankruptcy may be beneficial for you and your family. Why should you hire a Board Certified Bankruptcy Specialist? Click Here. My office has handled over 10,000 bankruptcy cases in Michigan and will apply this experience to your case as well. My office prides itself on fast, detailed, personal service. There are many different aspects to a bankruptcy case. Some of the different aspects are listed on the links below for you to explore. If you have any questions while exploring this site or would like a free personal bankruptcy consultation, contact my office at (313) 962-4656 or toll free 888-777-FILE.

 

 Contact me, bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

 Be sure to Obtain a copy of your Credit Report after your Michigan Bankruptcy Filing and check it for Mistakes.

Contact me, bankruptcy attorney Walter Metzen to learn more about how the new Chapter 7 bankruptcy law may affect your case. I offer a free initial consultation so we can discuss your case personally.

Michigan Bankruptcy attorney Walter Metzen represents  bankruptcy clients throughout Michigan, including Alcona County, Alger County, Allegan County, Alpena County, Antrim County, Arenac County, Baraga County, Barry County, Bay County, Benzie County, Berrien County, Branch County, Calhoun County, CaSs County, Charlevoix County, Cheboyban County, Chippewa County, Claire County, Clinton County, Crawford County, Delta County, Dickinson County, Eaton County, Emmet County, Genesee County, Gladmin County, Gogebic County, Grand Traverse County, Gratiot county, Hillsdale County, Houghton County, Huron County, Ingham County, Ionia County, Iosco County, Iron County, Isabella County, Jackson County, Kalamazoo County, Kalkaska County, Kent County, Keweeenaw County, Lake, County, Lapeer County, Leelanau County, Lenawee County, Livingston County, Luce County, Mackinac County, Macomb County, Manistee County, Marquette County, Mason County, Mecosta County, Menominee County, Midland County, Missaukee County, Monroe County, Montcalm County, Montmorency County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Ontonagon County, Osceloa County, Oscoda County, Otsego County, Ottawa County, Presque Isle County, Roscommon County, Saginaw County, Saint Clair County, Saint Joseph, Sanilac County, Schoolcraft County, Shiawassee County, Tuscola County, Van Buren County, Washtenaw County, Wayne County, Wexford County.

 


 
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Walter Metzen,  Board Certified  Consumer Bankruptcy Lawyer in Detroit, Michigan


645 Griswold, Suite 3156
Penobscot Building
Detroit MI 48226
Map & Directions

Phone:(313) 962-4656
toll free (888) 777-FILE
toll free(800) 398-DEBT
Fax:(313) 962-4241
Email: 8884walter@sbcglobal.net
Michigan Board Certified Consumer Bankruptcy Specialist Walter Mezen, American Board of Certification American Bankruptcy Institute 313-962-4656 Toll Free: 888-777-FILE